AI-powered Savings for informal & low income earners
We use AI to help individuals set personalized savings goals, while also providing powerful tools for groups to manage contributions and offer affordable credit to their members.
Goal-based savings made simple
Set clear goals for school fees, emergencies, business or housing and let PesaSave help you stay on track.
- Create separate goals, targets and timelines so you always know how close you are to what matters most.
- Get helpful reminders and suggestions based on your saving patterns, not one-size-fits-all messages.
- Save a little or a lot whenever you can, while still keeping your overall plan and progress clear.
Built for powerful group savings
Run savings groups, investment clubs or workplace funds where everyone sees the same trusted numbers.
- Define how much to contribute, how often, how payouts work and let PesaSave keep everyone aligned.
- Give members visibility into contributions, loans and balances so trust stays high.
- Maintain digital account statements that make audits, reporting and leadership transitions simple.
Everything you need to run AI-powered savings groups
Combine human trust with AI accuracy. PesaSave automates the routine work while keeping your group in full control of the rules.
AI-powered group insights
See contribution trends, late payments and group health at a glance with automatically generated dashboards.
Flexible savings & lending
Run rotating savings, fixed savings, emergency funds or investment clubs with configurable AI rules.
Built for teams and individuals
Let members save as a group or individually in the same platform, with AI supporting both journeys.
Secure by design
Enterprise-grade encryption, strict access control and audit logs help keep your members' money and data safe.
Works with your existing tools
Export data for accounting, reporting or regulators without breaking your current workflows.
Always improving models
Our AI is continuously updated using anonymised patterns to give you better predictions over time.
Trusted by savings groups
Stories from communities using PesaSave
Groups and individuals across Africa are using PesaSave’s AI to remove friction from their savings journey.
We used to track our kibina savings in a notebook. With PesaSave, every contribution and payout is recorded, and members can see their balances from their phones. It has removed so many arguments.
SN
Sarah N.
Group treasurer
Goal-based savings helped our family put school fees, rent and an emergency fund into separate targets. The app nudges us when we fall behind and celebrates every time we hit a milestone.
MR
Marcus R.
Parent saving for school fees and housing
Before PesaSave we spent half of every meeting balancing the books. Now the AI summaries show contributions, late payments etc in seconds, so we focus on decisions instead of calculations.
EZ
Emily Z.
Group administrator
I started with a personal emergency fund goal, then added a business stock goal. Seeing clear progress bars keeps me motivated, and I can still participate in my group savings using the same app.
JW
James W.
Small business owner
Ready to run AI-powered savings groups?
Start managing your savings group or personal goals with PesaSave’s AI engine in just a few minutes.